Uninsured Driver Claims
Have you been involved in a road traffic accident with an uninsured driver? If the answer is yes, and you have suffered a personal injury as a result of the accident, you may be entitled to make an uninsured driver claim through the Motor Insurers’ Bureau (MIB).
The majority of UK motorists are responsible and take out adequate motor insurance. However it is estimated that there are still around 1.2 million road users in the UK that drive without any insurance. Not only is this against the law, but if you are hit by an uninsured driver there is no insurance company to provide compensation for either the damage to your vehicle or your personal injury.
Our team of personal injury solicitors specialise in helping victims of road traffic accidents involving uninsured drivers claim compensation through the Motor Insurers’ Bureau (MIB). Making an uninsured driver claim through the Motor Insurers’ Bureau (MIB) is only possible as a last resort, when there is no other legitimate insurance policy to claim against. Due to this the MIB is often referred to as the insurer of last resort.
If you have fully comprehensive motor insurance and are hit by an uninsured driver, you would not be able to claim compensation from the MIB for damage to your vehicle. This is because you would be expected to recover the cost of any vehicle damage from your own insurance company. However, an uninsured driver claim through the MIB would be possible in respect to any personal injury suffered from the accident.
What to do if you are hit by an uninsured driver?
If you are involved in a road traffic accident with an uninsured driver, it is essential that you contact the police as soon as possible. Without informing the police it will not be possible to make an uninsured driver claim through the Motor Insurers’ Bureau (MIB).
As with any personal injury claim, to make an uninsured driver compensation claim you must seek medical attention as soon as possible after your accident. It may also help you claim if you make a note of any witnesses and take photos of the scene as evidence.
Make an uninsured driver claim
If you have been involved in an accident with an uninsured driver within the past three years, and you suffered a personal injury due to the accident, we can help. Our panel of specialist personal injury solicitors work on a no win no fee basis and specialise in helping the victims of accidents caused by uninsured drivers. All of our solicitors work on a no win no fee basis so making an uninsured driver claim through us will not cost you a penny, whether your claim is successful or not.